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Fintech Brainfood

Food for thought about Finance, AI and the future of money.

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Fintech Brainfood by Simon Taylor

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🧠 Fintech Nerdcon 2026. San Diego. Tickets Live!

Feb 4, 2026

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3 min read

🧠 Fintech Nerdcon 2026. San Diego. Tickets Live!

Miami proved it. Now we're back. 19th and 20th November 2026.

Simon Taylor

Feb 1, 2026

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14 min read

🧠 The Agentic Payments Map

ACP, UCP, A2P, AXTP, x402. If your eyes just glazed over, you’re not alone.

Simon Taylor

🧠 The Benchmark Will Eat Finance

AI will transform whatever we can measure first. And the first measures are here. Plus; Visa & Mastercard finally settle swipe fees lawsuit & Kalshi requires job disclosures.

Simon Taylor

REPORT: The Enterprise AI Operating Model Playbook.

Jun 11, 2026

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3 min read

REPORT: The Enterprise AI Operating Model Playbook.

Why 99% AI adoption still produces almost no productivity, and what Anthropic, Ramp, and the 1% do differently.

Simon Taylor

🧠 AI’s cost explosion needs a Fintech solution.

Jun 7, 2026

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15 min read

🧠 AI’s cost explosion needs a Fintech solution.

Uber burned their AI budget in 4 months. Fintech may have the answer. Plus; Ramp's $44bn valuation & mastercard settlement goes 7-days per week.

Simon Taylor

May 31, 2026

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13 min read

🧠 The stablecoin 24x7 money loop.

The business case for banks to embrace, not fear, stablecoins. Plus; Robinhood lets agents trade for you, SoFi stablecoin goes live & Cash App stablecoins are live with USDC

Simon Taylor

🧠 How Commerce is Being Reinvented for Agentic AI

May 24, 2026

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20 min read

🧠 How Commerce is Being Reinvented for Agentic AI

Discovery, referral, policy, cart building, authorization, and fulfillment, are all being reimagined and reinvented. Plus; Google's Universal Cart, The Fintech Executive Order and Mercury's $500m Series D.

Simon Taylor

🧠 The Token Economy pt2: The Intelligence Company Gets Built

May 17, 2026

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16 min read

🧠 The Token Economy pt2: The Intelligence Company Gets Built

Some companies are rebuilding themselves around AI. Everyone else is waiting for a lab, vendor, owner, or competitor to do it to them.

Simon Taylor

🧠 The Token Economy: Tokenmaxxing Is Stupid Until It Isn’t

May 10, 2026

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18 min read

🧠 The Token Economy: Tokenmaxxing Is Stupid Until It Isn’t

Meta engineers burned 60 trillion AI tokens in 30 days. Anthropic has compressed product cycles from months to days. Meanwhile, nearly 90% of firms say AI has had no impact on productivity or employment.

Simon Taylor