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Fintech Brainfood

Food for thought about Finance, AI and the future of money.

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Fintech Brainfood by Simon Taylor

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🧠 Nvidia is the Fannie Mae for Compute

Aug 20, 2026

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11 min read

🧠 Nvidia is the Fannie Mae for Compute

AI can be real, the GPUs can be full, and your 401k can still end up holding the paper.

🧠 Nvidia is the worlds largest fintech company

Aug 16, 2026

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15 min read

🧠 Nvidia is the worlds largest fintech company

Goldman, BlackRock and KKR line up $500bn to securitize GPUs. Plus Adyen wins OpenAI and Figure posts a Rule of 150.

🧠 Prediction Markets are better markets*

Aug 13, 2026

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16 min read

🧠 Prediction Markets are better markets*

*They're just worse at protecting the consumer than the sportsbooks they're competing with. And that's something we have to fix.

🧠 The FDIC wants a rulebook for bank fintech partnerships

Aug 9, 2026

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14 min read

🧠 The FDIC wants a rulebook for bank fintech partnerships

Ten years after every company became a fintech company, the regulator may seed-fund the standards body. Plus Block runs Square on its own bank rails, Chime posts back-to-back profits, and Cloudflare gives AI agents a wallet.

🧠 Netting is all you need

Aug 6, 2026

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12 min read

🧠 Netting is all you need

17 of America's biggest banks just put deposits onchain and skipped stablecoins. The reason is a 50-year-old trick, and stablecoins are about to steal it back

🧠 Prediction markets are massive. Now states are suing.

Aug 2, 2026

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13 min read

🧠 Prediction markets are massive. Now states are suing.

Robinhood earns more from event contracts than stocks or crypto. New York wants Kalshi shut down. Plus Increase buys a bank, Dakota wants a charter, and X Money pays 6%.

🧠 Augustus, Wise and Erebor walk into the OCC

Jul 30, 2026

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12 min read

🧠 Augustus, Wise and Erebor walk into the OCC

Two came out with a charter. One came out with a letter.

🧠 Stripe's $10bn OpenRouter Bid | Revolut Hits $115bn

Jul 26, 2026

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13 min read

🧠 Stripe's $10bn OpenRouter Bid | Revolut Hits $115bn

Stripe is in talks to buy OpenRouter at ~$10bn and own both sides of the AI P&L. Revolut confirms $115bn. Augustus raises $180m to take on Citi's franchise.

🧠 Where is the trillion-dollar fintech company?

Jul 23, 2026

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10 min read

🧠 Where is the trillion-dollar fintech company?

There aren’t any. Yet. But it’s now possible, because AI and tokenization remove the two barriers.

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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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