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Fintech Brainfood

Food for thought about Finance, AI and the future of money.

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Fintech Brainfood by Simon Taylor

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🧠 Fintech Nerdcon 2026. San Diego. Tickets Live!

Feb 4, 2026

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3 min read

🧠 Fintech Nerdcon 2026. San Diego. Tickets Live!

Miami proved it. Now we're back. 19th and 20th November 2026.

Simon Taylor
Simon Taylor
🧠 The Agentic Payments Map

Feb 1, 2026

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14 min read

🧠 The Agentic Payments Map

ACP, UCP, A2P, AXTP, x402. If your eyes just glazed over, you’re not alone.

Simon Taylor
Simon Taylor

Archive

🧠 The Token Economy: Tokenmaxxing Is Stupid Until It Isn’t

May 10, 2026

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18 min read

🧠 The Token Economy: Tokenmaxxing Is Stupid Until It Isn’t

Meta engineers burned 60 trillion AI tokens in 30 days. Anthropic has compressed product cycles from months to days. Meanwhile, nearly 90% of firms say AI has had no impact on productivity or employment.

Simon Taylor
Simon Taylor
🧠 AI at the Checkout > AI Checkout

May 3, 2026

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14 min read

🧠 AI at the Checkout > AI Checkout

This is the first moment agentic commerce has anything close to a Schelling point. Plus; Mercury got its OCC conditional approval.

Simon Taylor
Simon Taylor
🤖 Revolut Built a Foundation Model for Money

Apr 26, 2026

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17 min read

🤖 Revolut Built a Foundation Model for Money

Plus; $16bn withdrawn from Aave in a "run on DeFi" after KelpDAO hack, and Plaid's annual letter.

Simon Taylor
Simon Taylor
🤖 Ramp Cracked Enterprise AI. Here’s The Playbook

Apr 19, 2026

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13 min read

🤖 Ramp Cracked Enterprise AI. Here’s The Playbook

Plus; Amex's liability model for agentic commerce & Revolut's foundation model for banking

Simon Taylor
Simon Taylor
🧠 Poor AML Will Ruin Stablecoins*

Apr 12, 2026

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25 min read

🧠 Poor AML Will Ruin Stablecoins*

*If we don't figure out how to do it differently. Plus, Perplexity & Plaid Partner on Personal Agents

Simon Taylor
Simon Taylor
🧠 The Checkout is Dead pt2: Invisible Commerce

Apr 5, 2026

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19 min read

🧠 The Checkout is Dead pt2: Invisible Commerce

Walmart saw a 66% conversion drop adding agentic commerce. Proving agents needs invisible payments, not better checkouts.

Simon Taylor
Simon Taylor
🧠 Wallet Wars Pt 4: The Personal Finance Agent.

Mar 29, 2026

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19 min read

🧠 Wallet Wars Pt 4: The Personal Finance Agent.

The next wave of consumer fintech isn’t an app. It’s a personal agent. And nobody’s built the product yet.

Simon Taylor
Simon Taylor
🧠 Private Credit is Cooked*

Mar 22, 2026

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16 min read

🧠 Private Credit is Cooked*

Every bank will go onchain. It’s a question of when & with who?

Simon Taylor
Simon Taylor
The Intention Layer

Mar 18, 2026

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15 min read

The Intention Layer

How agents will pay on the internet—and the economy that emerges when they can

Simon Taylor
Simon Taylor
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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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