Food for thought about finance, AI and the future of money

🧠 Fintech Brainfood is now Brainfood

It felt dishonest to make that argument and keep the word in the masthead. Here's what it means.

🧠 Visa, Mastercard & Stripe's stablecoin is here

Plus: Stripe’s Parafin deal, Robinhood’s trading agents, and Airwallex’s agentic business accounts.

🧠 Fintech is Dead

Cloud and mobile are no longer the driving forces of disruption in financial services. Intelligence tokens and value tokens are.

🧠 Agent Wars: The agentic bank run?

Your deposits can stay put while your customer's next financial decision goes somewhere else.

🧠 Nubank in talks to acquire Monzo

Kalshi's alleged "wash trading," three new conditional bank charters. Plus SoFi’s $25bn stablecoin move.

🧠 Agent Wars: Amazon vs Muse

Amazon blocked Meta's agent. This is a fight over who owns the customer, how agents prove who they are, and who gets paid.