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Fintech Brainfood

Food for thought about Finance, AI and the future of money.

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Fintech Brainfood by Simon Taylor

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🧠 AI Created New Customer Problems

Aug 27, 2026

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9 min read

🧠 AI Created New Customer Problems

Solving them is where the next generation of finance products are forming. Token spend, agent identity, and model routing barely existed before AI.

Simon Taylor
Simon Taylor
🧠 Stripe is buying the AI economy

Aug 23, 2026

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9 min read

🧠 Stripe is buying the AI economy

The 7bn OpenRouter deal puts Stripe on both sides of the AI P&L.

Simon Taylor
Simon Taylor
🧠 Nvidia is the Fannie Mae for Compute

Aug 20, 2026

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11 min read

🧠 Nvidia is the Fannie Mae for Compute

AI can be real, the GPUs can be full, and your 401k can still end up holding the paper.

🧠 Nvidia is the worlds largest fintech company

Aug 16, 2026

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15 min read

🧠 Nvidia is the worlds largest fintech company

Goldman, BlackRock and KKR line up $500bn to securitize GPUs. Plus Adyen wins OpenAI and Figure posts a Rule of 150.

🧠 Prediction Markets are better markets*

Aug 13, 2026

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16 min read

🧠 Prediction Markets are better markets*

*They're just worse at protecting the consumer than the sportsbooks they're competing with. And that's something we have to fix.

🧠 The FDIC wants a rulebook for bank fintech partnerships

Aug 9, 2026

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14 min read

🧠 The FDIC wants a rulebook for bank fintech partnerships

Ten years after every company became a fintech company, the regulator may seed-fund the standards body. Plus Block runs Square on its own bank rails, Chime posts back-to-back profits, and Cloudflare gives AI agents a wallet.

🧠 Netting is all you need

Aug 6, 2026

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12 min read

🧠 Netting is all you need

17 of America's biggest banks just put deposits onchain and skipped stablecoins. The reason is a 50-year-old trick, and stablecoins are about to steal it back

🧠 Prediction markets are massive. Now states are suing.

Aug 2, 2026

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13 min read

🧠 Prediction markets are massive. Now states are suing.

Robinhood earns more from event contracts than stocks or crypto. New York wants Kalshi shut down. Plus Increase buys a bank, Dakota wants a charter, and X Money pays 6%.

🧠 Augustus, Wise and Erebor walk into the OCC

Jul 30, 2026

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12 min read

🧠 Augustus, Wise and Erebor walk into the OCC

Two came out with a charter. One came out with a letter.

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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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