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Fintech Brainfood

Food for thought about Finance, AI and the future of money.

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Fintech Brainfood by Simon Taylor

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🧠 Fintech is Dead

Oct 1, 2026

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7 min read

🧠 Fintech is Dead

Cloud and mobile are no longer the driving forces of disruption in financial services. Intelligence tokens and value tokens are.

Simon Taylor
Simon Taylor
🧠 Agent Wars: The agentic bank run?

Sep 29, 2026

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11 min read

🧠 Agent Wars: The agentic bank run?

Your deposits can stay put while your customer's next financial decision goes somewhere else.

Simon Taylor
Simon Taylor
🧠 Nubank in talks to acquire Monzo

Sep 27, 2026

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12 min read

🧠 Nubank in talks to acquire Monzo

Kalshi's alleged "wash trading," three new conditional bank charters. Plus SoFi’s $25bn stablecoin move.

Simon Taylor
Simon Taylor
🧠 Agent Wars: Amazon vs Muse

Sep 24, 2026

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10 min read

🧠 Agent Wars: Amazon vs Muse

Amazon blocked Meta's agent. This is a fight over who owns the customer, how agents prove who they are, and who gets paid.

🧠 Mercury wants to replace QuickBooks

Sep 20, 2026

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11 min read

🧠 Mercury wants to replace QuickBooks

Plus the SEC’s five-year tokenized-stock exemption, Ramp’s UK launch, Monzo Aura and reusable bank ID.

Simon Taylor
Simon Taylor
🧠 SWIFT got Swift.

Sep 17, 2026

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9 min read

🧠 SWIFT got Swift.

Why banks are using tokenized deposits to move money on weekends—and where stablecoins still win.

🧠 Nubank takes on America | Meta wants your wallet

Sep 13, 2026

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13 min read

🧠 Nubank takes on America | Meta wants your wallet

Plus: Nu goes global with stablecoins, Chime’s $590m bank deal, Ramp’s rumored $60bn valuation, and $125m to split your rent.

🧠 Not all bank charters are created equal

Sep 10, 2026

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14 min read

🧠 Not all bank charters are created equal

Full bank, industrial bank, trust bank. What each one buys, what it costs the parent, and why none of them comes with a Fed account.

🧠 2 New Bank Charters in 24 Hours

Sep 6, 2026

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11 min read

🧠 2 New Bank Charters in 24 Hours

OpenReserve and Revolut are very different animals. TabaPay is buying a bank, and Félix raised $200m to build around WhatsApp.

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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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