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Regulatory Roulette: Stablecoins and Open Finance in 2025

Aug 31, 2025

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21 min read

Regulatory Roulette: Stablecoins and Open Finance in 2025

Plus; $312bn laundered by Chinese gangs through the financial system & Rain Cards raises $58m.

Simon Taylor
Simon Taylor
Every Bank Should Tokenize Deposits

Aug 24, 2025

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25 min read

Every Bank Should Tokenize Deposits

Plus; The first-ever Fintech Bailout, the CFPB's latest rule and why the Yuan-backed stablecoin matters

Simon Taylor
Simon Taylor
Payments Chains: The AWS Moment for Money

Aug 17, 2025

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22 min read

Payments Chains: The AWS Moment for Money

Circle, Stripe and others are building new hyperscale infrastructure for payments. PLUS: Nubank crushed, and Circle's first earnings season.

Simon Taylor
Simon Taylor
The Tokenization of Everything

Aug 10, 2025

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24 min read

The Tokenization of Everything

Plus; Ripple Acquires Rail for $200m and Shopify's Agentic Commerce play

Simon Taylor
Simon Taylor
Finance is having a nervous breakdown

Aug 3, 2025

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27 min read

Finance is having a nervous breakdown

Everything is weird. PLUS: Ramp raised at $22.5bn just 45 days after its last round & JPM Partners with Coinbase for Crypto.

Simon Taylor
Simon Taylor
Congress Accidentally Created a Federal Payments Charter with Stablecoins

Jul 27, 2025

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22 min read

Congress Accidentally Created a Federal Payments Charter with Stablecoins

The stablecoin issuer is a third payments approach and a watershed moment. Plus; PayPal's cross-border play and Fiserv's bad year.

Simon Taylor
Simon Taylor
Apps are Dying. Agents are Buying.

Jul 20, 2025

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32 min read

Apps are Dying. Agents are Buying.

Why agentic commerce will reshape payments, merchants, and everything else

Simon Taylor
Simon Taylor
Stablecoins are a Platform pt3 - New Financial Products

Jun 29, 2025

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24 min read

Stablecoins are a Platform pt3 - New Financial Products

Plus; Kalshi raises $185m at $2bn and FiServ launches FiUSD a stablecoin that may actually make sense.

Simon Taylor
Simon Taylor
Pay by bank has chargebacks now

Jun 22, 2025

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19 min read

Pay by bank has chargebacks now

Plus; JP Morgan Deposit Token (JPMD), Coinbase and Shopify partner for USDC commerce & LLMs are a leaky bucket.

Simon Taylor
Simon Taylor
Stablecoins are a platform pt 2 - Onchain FX

Jun 15, 2025

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24 min read

Stablecoins are a platform pt 2 - Onchain FX

Plus; Stripe's big acquisition. The Chime IPO and the busiest week I can remember.

Simon Taylor
Simon Taylor
Fintech is still 3% Done

Jun 8, 2025

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21 min read

Fintech is still 3% Done

What the Circle IPO means, Wise moves its HQ, Monzo's annual results and a nugget on Visa's new pay by bank with chargebacks

Simon Taylor
Simon Taylor
Stablecoins are a new platform

Jun 1, 2025

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556 min read

Stablecoins are a new platform

Not merely a new payments rail. Miss this and you'll miss how everything changes. Plus; I was travelling so no news!

Simon Taylor
Simon Taylor
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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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