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🧠 When everyone can build a bank. Who runs it?

Oct 8, 2026

•

11 min read

🧠 When everyone can build a bank. Who runs it?

Stablecoins make the launch easier. Someone still has to answer for the money.

Simon Taylor
Simon Taylor
🎧 Exclusive Interview: Nubank’s Founder and CEO on taking Nu global

Oct 6, 2026

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1 min read

🎧 Exclusive Interview: Nubank’s Founder and CEO on taking Nu global

Live at Nu Stadium, the day after the US launch. David Vélez on US banking, stablecoins, and building an AI-powered bank.

Simon Taylor
Simon Taylor
🧠 Fintech Brainfood is now Brainfood

Oct 5, 2026

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2 min read

🧠 Fintech Brainfood is now Brainfood

It felt dishonest to make that argument and keep the word in the masthead. Here's what it means.

Simon Taylor
Simon Taylor
🧠 Visa, Mastercard & Stripe's stablecoin is here

Oct 4, 2026

•

11 min read

🧠 Visa, Mastercard & Stripe's stablecoin is here

Plus: Stripe’s Parafin deal, Robinhood’s trading agents, and Airwallex’s agentic business accounts.

🧠 Fintech is Dead

Oct 1, 2026

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7 min read

🧠 Fintech is Dead

Cloud and mobile are no longer the driving forces of disruption in financial services. Intelligence tokens and value tokens are.

Simon Taylor
Simon Taylor
🧠 Agent Wars: The agentic bank run?

Sep 29, 2026

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11 min read

🧠 Agent Wars: The agentic bank run?

Your deposits can stay put while your customer's next financial decision goes somewhere else.

Simon Taylor
Simon Taylor
🧠 Nubank in talks to acquire Monzo

Sep 27, 2026

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12 min read

🧠 Nubank in talks to acquire Monzo

Kalshi's alleged "wash trading," three new conditional bank charters. Plus SoFi’s $25bn stablecoin move.

Simon Taylor
Simon Taylor
🧠 Agent Wars: Amazon vs Muse

Sep 24, 2026

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10 min read

🧠 Agent Wars: Amazon vs Muse

Amazon blocked Meta's agent. This is a fight over who owns the customer, how agents prove who they are, and who gets paid.

🧠 Mercury wants to replace QuickBooks

Sep 20, 2026

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11 min read

🧠 Mercury wants to replace QuickBooks

Plus the SEC’s five-year tokenized-stock exemption, Ramp’s UK launch, Monzo Aura and reusable bank ID.

Simon Taylor
Simon Taylor
🧠 SWIFT got Swift.

Sep 17, 2026

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9 min read

🧠 SWIFT got Swift.

Why banks are using tokenized deposits to move money on weekends—and where stablecoins still win.

🧠 Nubank takes on America | Meta wants your wallet

Sep 13, 2026

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13 min read

🧠 Nubank takes on America | Meta wants your wallet

Plus: Nu goes global with stablecoins, Chime’s $590m bank deal, Ramp’s rumored $60bn valuation, and $125m to split your rent.

🧠 Not all bank charters are created equal

Sep 10, 2026

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14 min read

🧠 Not all bank charters are created equal

Full bank, industrial bank, trust bank. What each one buys, what it costs the parent, and why none of them comes with a Fed account.

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Brainfood

Brainfood

Food for thought about finance, AI and the future of money.


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