On $>300m ARR in 5 years, being product obsessed and company metrics with Eric Gyman, CEO of Ramp
There is a line forming at the IPO window, but who goes first?
🧠Interviews with B2B Fintech CEOs from Ramp, Brex, Modern Treasury and Arc that go deeper. Operator level depth. True Fintech Nerd goodness for your earholes.
Nubank passed 100m customers, Monzo raised again, Affirm, Dave, Robinhood crushed their earnings. Fintech has no chill.
As Chime looks to prep its IPO, Coinbase delivers $1bn in profit and Ad spend is up 40% YoY growth is back. Fintech is back. The perfect time to look at the innovations that got us here & where next
The future of embedded finance is better lending, compliance, I wanted to understand what makes Utah banks so strong in this area. PLUS: Visa benefits from cross border & Adyen still crushing.
Bumper edition! Synapse CEO blames Mercury lawsuit for Chap 11. Plus my favorite Rant in ages: Most companies have no idea how easy it is to beat their customer due diligence (CDD) processes.
The UK is be showing how embedded finance plays out when payments revenue isn't enough, and banks go direct API-first. Plus: Revolut gets a banking licence in Mexico & Petal acquired by Empower.
Brazil has RTP, Nubank & momentum. The world should take note. Plus: Profitable banks without UI's (Clearbank), and the Canadian Unicorn Nuvei is a hint at where growth will come from in payments..
It's contrarian to believe Generative AI will disrupt Fintech, which is wild to me. I Ranted + Robinhood’s new Gold card & Why V/MC are fine but consumers aren't.
Banks exiting their consent orders have high RoE but low risk appetite. Embedded Finance is an ouroboros. What does apple vs DoJ mean for Fintech? Lessons from their battles in the EU.
Consumer Fintech will be more profitable than banks. The disruption has already started in Brazil, it's coming to the US. Plus; $1trn reasons to love Stripe again and UK making faster payments slower