Plus; Monzo's raise and US market entry chances, what Synctera's raise means for BaaS and the Fed's role in Capital One x Discover
Plus; Klarna's path to profit helped by AI, Nubank keeps crushing and don't look now but Bitcoin is approaching it's all time high.
Plus; What Capital One and Discover means for the payments industry, and where are the $100bn Fintech's?
Tokens are the most important topic you're not thinking about enough. Plus; Monzo is the 7th largest UK bank, Revolut is a Telco & there's a dating app for people with good credit scores only.
Plus; Iran uses UK banks to evade sanctions, Adyen and SHOP Pay are crushing PayPal, and Fintech for Latino's affinity or much more?
Julie covers PayPal's shocking PR; Alex is loving LendingClub making boring sexy and Simon contrasts Citi vs Chase in a tale of two banks.
Plus; Apple Card has 12m users but nobody is spending, and New York sues Citi for failing to protect fraud victims
Every company became a Fintech company, but not every partner bank was fully ready for the consequences. Choice Financial's FDIC consent order and Blue Ridge's second in 18 months is a huge problem.
Plus; The AI-First Fintech Company, Wise crushes earnings *again* & From the Big 5 Megabanks to the Big 1.
Plus; Why the Bitcoin ETF matters, my take on the Carta drama and Big shifts in corporate and investment banking
Plus; Scam refund schemes, Revolut makes a loss & Bitcoin hits $45k
The Fintech Resurrection. A free 65 page report.