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🧠 How do we fix issues that led to Synapse/Evolve?

Jun 2, 2024

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20 min read

🧠 How do we fix issues that led to Synapse/Evolve?

Would a FINRA for BaaS or a SOC2 for BaaS help?

Simon Taylor
Simon Taylor
🎧 Exclusive Interview: Brex Co-CEO How Being Vertically Integrated Unlocks Global Scale

May 29, 2024

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4 min read

🎧 Exclusive Interview: Brex Co-CEO How Being Vertically Integrated Unlocks Global Scale

Brex created a category. Life before Brex was terrible for founders and growth businesses. Is owning the infrastructure how they win?

Simon Taylor
Simon Taylor
🧠 Visa's Flexible Credential is a Gamechanger.

May 26, 2024

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22 min read

🧠 Visa's Flexible Credential is a Gamechanger.

A decade ago, card issuers talked about being "top of wallet." Now, it's about being the wallet.

Simon Taylor
Simon Taylor
🎧 Exclusive Interview: Ramp.com CEO on shipping faster & the company equation.

May 22, 2024

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4 min read

🎧 Exclusive Interview: Ramp.com CEO on shipping faster & the company equation.

On $>300m ARR in 5 years, being product obsessed and company metrics with Eric Gyman, CEO of Ramp

Simon Taylor
Simon Taylor
Will Stripe, Plaid and Klarna IPO this year?

May 19, 2024

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27 min read

Will Stripe, Plaid and Klarna IPO this year?

There is a line forming at the IPO window, but who goes first?

Simon Taylor
Simon Taylor
🎧 Introducing: "Fintech Brainfood Interviews"

May 15, 2024

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3 min read

🎧 Introducing: "Fintech Brainfood Interviews"

🧠 Interviews with B2B Fintech CEOs from Ramp, Brex, Modern Treasury and Arc that go deeper. Operator level depth. True Fintech Nerd goodness for your earholes.

Simon Taylor
Simon Taylor
🧠 Fintech is disrupting Wall St. Nubank over 100m users.

May 12, 2024

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30 min read

🧠 Fintech is disrupting Wall St. Nubank over 100m users.

Nubank passed 100m customers, Monzo raised again, Affirm, Dave, Robinhood crushed their earnings. Fintech has no chill.

🧠 Top 10 Fintech Innovations; Chime IPO Ready?

May 5, 2024

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22 min read

🧠 Top 10 Fintech Innovations; Chime IPO Ready?

As Chime looks to prep its IPO, Coinbase delivers $1bn in profit and Ad spend is up 40% YoY growth is back. Fintech is back. The perfect time to look at the innovations that got us here & where next

🧠 Utah: The past, present and future of Embedded Finance

Apr 28, 2024

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28 min read

🧠 Utah: The past, present and future of Embedded Finance

The future of embedded finance is better lending, compliance, I wanted to understand what makes Utah banks so strong in this area. PLUS: Visa benefits from cross border & Adyen still crushing.

🧠 Synapse is Bankrupt. Plus: KYC is still, still broken. But there's hope.

Apr 21, 2024

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26 min read

🧠 Synapse is Bankrupt. Plus: KYC is still, still broken. But there's hope.

Bumper edition! Synapse CEO blames Mercury lawsuit for Chap 11. Plus my favorite Rant in ages: Most companies have no idea how easy it is to beat their customer due diligence (CDD) processes.

🧠 BaaS in the UK

Apr 14, 2024

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23 min read

🧠 BaaS in the UK

The UK is be showing how embedded finance plays out when payments revenue isn't enough, and banks go direct API-first. Plus: Revolut gets a banking licence in Mexico & Petal acquired by Empower.

🧠 Brazil: The country of Fintech's Future

Apr 7, 2024

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29 min read

🧠 Brazil: The country of Fintech's Future

Brazil has RTP, Nubank & momentum. The world should take note. Plus: Profitable banks without UI's (Clearbank), and the Canadian Unicorn Nuvei is a hint at where growth will come from in payments..

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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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