Nov 24, 2024
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26 min read
Is Finance, Fintech and Crypto so back and will we learn lessons from 2021? Plus, AML is still broken, Robinhoods largest acquisition & Revolut passes 50m users.
Nov 17, 2024
25 min read
For AI Agents to work you need a secure place to store them, control them and give them an identity. Wallets will help us KYA. Know Your Agent.
Nov 10, 2024
Digital Identity is about to reshape finance. It's finally happening. Plus; Election analysis for Fintech, why Affirm launched in the UK.
Nov 3, 2024
18 min read
As consent orders have risen, the number of new Fintech companies has cratered. If this continues we'll lose on new financial inclusion, and financing start-ups that create jobs and growth. We must fix this.
Oct 27, 2024
29 min read
Because Stripe needs a paradigm shift to drive international growth. Stablecoins are exactly that.
Oct 20, 2024
22 min read
Would you ever trust an AI Agent to manage your finances? Plus; As the great de-risking of banks under consent orders continues, Column is a name that keeps popping up. My take inside.
Oct 13, 2024
28 min read
They're the perfect crime. Nobody is liable and with RTP they're easy to get away with. We can fix this, but we've got to up our game.
Oct 6, 2024
16 min read
They're motivated, Pay by Bank is increasingly regulated and the consumer experience has never been better. But this is a payments business not an aggregator business.
Sep 29, 2024
Plus; The DoJ's lawsuit against Visa is weird to me and Plaid's plan to revive growth has no obvious right to win, but don't count them out just yet.
Sep 22, 2024
Probably yes. Revolt is. Nubank is. Who's next is a matter of timing and priorities. The new FDIC rule is smart but only a start.
Sep 15, 2024
While 99% of companies are talking a good game, a small few are winning. Ignore the hyperbole; there's a platform shift happening, but not with co-pilots.
Sep 8, 2024
International Wires, local clearing all have a last mile problem. There's a third rail now finally, getting traction. Stablecoins.
