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🧠 Fed Enforcement on Customers Bank + The role of private credit in Fintech

Aug 11, 2024

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24 min read

🧠 Fed Enforcement on Customers Bank + The role of private credit in Fintech

Is the fed action operation chokepoint or a nothing burger?

Simon Taylor
Simon Taylor
How to spot the next big thing in Fintech: A framework.

Aug 4, 2024

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21 min read

How to spot the next big thing in Fintech: A framework.

What do mobile banking, BNPL, and embedded finance have in common? They were all once "too small to matter."

Simon Taylor
Simon Taylor
UX isn't given enough credit as a Fintech Superpower

Jul 28, 2024

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28 min read

UX isn't given enough credit as a Fintech Superpower

Great UX reduces CAC, Cost to Serve and increases cross sell. Plus, my take on the Mercury / Choice / De-risking Saga.

Simon Taylor
Simon Taylor
f/acc

Jul 14, 2024

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20 min read

f/acc

f/acc. Finance accelerated. It's about embracing fintech's potential while responsibly managing risks.

Simon Taylor
Simon Taylor
🧠 Fintech is 3% done

Jul 7, 2024

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19 min read

🧠 Fintech is 3% done

Fintech's current revenues of $320 billion represent just 3% of financial services, and they're predicted to balloon to $1.5 trillion by 2030

Simon Taylor
Simon Taylor
🧠 Rates didn't save the banks, but they unleashed Fintech companies

Jun 30, 2024

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23 min read

🧠 Rates didn't save the banks, but they unleashed Fintech companies

Plus: The fallout from the Evolve hack as Affirm, Stripe and more potentially impacted

Simon Taylor
Simon Taylor
🧠 The CFO Stack: Who wins, Ramp, Brex, Mercury?

Jun 23, 2024

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19 min read

🧠 The CFO Stack: Who wins, Ramp, Brex, Mercury?

The entire category if company is winning because incumbent solutions are poor, and new companies demand solutions that are 100x more efficient

Simon Taylor
Simon Taylor
🎧 Meow CEO on Why Financial Services are a Commodity

Jun 19, 2024

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3 min read

🎧 Meow CEO on Why Financial Services are a Commodity

Financial services could be much lower cost and much more rewarding if we structurally attacked cost. Meow is attacking this head on and an intense way.

Simon Taylor
Simon Taylor
🧠 What if Apple Intelligence worked with Open Finance?

Jun 16, 2024

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19 min read

🧠 What if Apple Intelligence worked with Open Finance?

Apple has stuck the landing on AI. What excites me is what could happen with AI + the Apple Wallet.

Simon Taylor
Simon Taylor
🎧 Exclusive Interview: Mercury CEO on why Fintech is more complex than software businesses

Jun 12, 2024

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4 min read

🎧 Exclusive Interview: Mercury CEO on why Fintech is more complex than software businesses

Mercury hit 8 Quarters of profit and has more cash on its balance sheet than it has raised. Immad believes the account is the wedge to build a financial platform.

Simon Taylor
Simon Taylor
🧠 How is it possible Synapse and Banks can't find a $85m shortfall?

Jun 9, 2024

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24 min read

🧠 How is it possible Synapse and Banks can't find a $85m shortfall?

This issue is not a Banking-as-a-Service thing; it's a finance thing. What we see with Synapse, Evolve and Yotta is not the only example. But it's by far the most challenging to unpick.

Simon Taylor
Simon Taylor
🎧 Exclusive Interview: Arc CEO Don Muir on Compliance as a Competitive Advantage.

Jun 5, 2024

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4 min read

🎧 Exclusive Interview: Arc CEO Don Muir on Compliance as a Competitive Advantage.

Do growth companies want a relationship with humans when seeking capital or managing cash?

Simon Taylor
Simon Taylor
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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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