With 20+ years in banking, finance, and Fintech, I've done a little bit of everything. Some of the things I saw made me get a little Ranty, hence this newsletter.
Mar 18, 2026
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15 min read
How agents will pay on the internet—and the economy that emerges when they can
Mar 15, 2026
20 min read
The MrBeast bust, the KPMG anomaly, and the Iran wallets. Plus; CFTC's new rules & Revolut finally gets a bank account.
Mar 10, 2026
13 min read
OpenClaw is Linux. We don't know who Red Hat is yet.
Mar 7, 2026
19 min read
Not cards or stablecoins. Cards and stablecoins. Plus; first "skinny master account" granted and Bridge & Visa launch stablecoin-cards in 100 markets.
Mar 3, 2026
Block fired 4,000 people. Stock ripped 24%, Was AI the Excuse or Reason or Both?
Mar 1, 2026
21 min read
And Meta just re-entered stablecoins. And the card networks lost $50bn in market cap. It was that kind of week.
Feb 23, 2026
11 min read
What if the SaaSpocalypse was just the beginning?
Feb 22, 2026
Nearly all money moves as structured text files. AI agents communicate in markdown. Think about that for a second.
Feb 17, 2026
10 min read
There’s something almost polite about how some AI labs are warning us. They’re doing podcasts and writing blog posts. It is the most civilized fire alarm in history
Feb 15, 2026
22 min read
If it works, he’s building the primary financial institution for the next generation. Plus Robinhood's prediction markets on fire & BlackRock is going full degen.
Feb 9, 2026
9 min read
The models didn't get smarter this week. They got out.
Feb 8, 2026
Plus; PayPal's CEO is pushed out & why the most profitable regional bank in the US chose to sell.
Feb 4, 2026
3 min read
Miami proved it. Now we're back. 19th and 20th November 2026.
Feb 3, 2026
8 min read
OpenClaw, Moltbook, and the birth of AI that actually does things.
Feb 1, 2026
24 min read
ACP, UCP, A2P, AXTP, x402. If your eyes just glazed over, you’re not alone.
Jan 28, 2026
How treating AI like plutonium became the best enterprise strategy in tech
Jan 25, 2026
The stock market thinks AI kills SaaS. Here's what I think they're missing. Plus; Capital One Acquires Brex for $5.15bn
Jan 21, 2026
7 min read
AI isn't a bubble, but OpenAI's balance sheet sure is looking like one.
Jan 18, 2026
Plus; BVNK powers stablecoin payouts for Visa Direct & the Crypto Market Structure Bill is delayed
Jan 15, 2026
And it can do your whole job now
Jan 11, 2026
Plus; Trump Caps Credit Cards at 10%, Stablecoin app Kontingo is hacked, and JP Morgan takes the Apple Card business from Goldman
Jan 4, 2026
23 min read
Plus; JP Morgan explores letting clients trade crypto, while also freezing the accounts of Blindpay and Kontigo
Dec 21, 2025
6 min read
The year of Agentic Commerce, Stablecoins and Prediction Markets did not disrupt the banks, but they changed everything else.
Dec 7, 2025
5 min read
Banks multiply money. Stablecoins move it. We need both.
Nov 30, 2025
Plus; Why Klarna's stablecoin is anything BUT bandwagon jumping & Robinhood is doubling down on prediction markets for everything.
