Fintech Brainfood
Food for thought about Finance, AI and the future of money.
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OMG we're doing this! 19th and 20th November, Miami Fl. Tickets on Sale NOW.
Love them or hate them. They're growing in importance. Here's how we get it right. Plus; Erebor's charter, an accidental $300 trillion and Visa's Trusted Agent Protocol
A regulatory 'loophole' built Chime and Cash App. The same pattern is bootstrapping onchain finance. Plus; Mastercard vs Coinbase to Acquire BVNK?
Plus; Nubank files for a National US Charter, and Brex launches its stablecoin capabilities
Plus; Tether to raise at $500bn, Zerohash raises $104m and why Apple Pay is iterating nicely, but not innovating at all.
Plus; JPM got its fee agreement from Plaid & The OpenDoor takeover is a blueprint for SaaS / Fintech M&A
Plus; Ramp passes $1bn run rate, Brex passes $700m, and I dive into the Klarna and Figure IPO numbers.
Plus; $312bn laundered by Chinese gangs through the financial system & Rain Cards raises $58m.
Plus; The first-ever Fintech Bailout, the CFPB's latest rule and why the Yuan-backed stablecoin matters
Circle, Stripe and others are building new hyperscale infrastructure for payments. PLUS: Nubank crushed, and Circle's first earnings season.
Plus; Ripple Acquires Rail for $200m and Shopify's Agentic Commerce play
Everything is weird. PLUS: Ramp raised at $22.5bn just 45 days after its last round & JPM Partners with Coinbase for Crypto.
The stablecoin issuer is a third payments approach and a watershed moment. Plus; PayPal's cross-border play and Fiserv's bad year.
