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🤖 The Enshittification of ChatGPT Has Begun

Jan 21, 2026

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7 min read

🤖 The Enshittification of ChatGPT Has Begun

AI isn't a bubble, but OpenAI's balance sheet sure is looking like one.

Simon Taylor
Simon Taylor
🧠  The Stablecoin Industry is on Notice

Jan 18, 2026

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15 min read

🧠 The Stablecoin Industry is on Notice

Plus; BVNK powers stablecoin payouts for Visa Direct & the Crypto Market Structure Bill is delayed

Simon Taylor
Simon Taylor
🤖 AI Just Grew Arms.

Jan 15, 2026

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7 min read

🤖 AI Just Grew Arms.

And it can do your whole job now

Simon Taylor
Simon Taylor
🧠 Banks are not disrupted.

Jan 11, 2026

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24 min read

🧠 Banks are not disrupted.

Plus; Trump Caps Credit Cards at 10%, Stablecoin app Kontingo is hacked, and JP Morgan takes the Apple Card business from Goldman

Simon Taylor
Simon Taylor
🧠 Everyone wants to be a bank

Jan 4, 2026

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23 min read

🧠 Everyone wants to be a bank

Plus; JP Morgan explores letting clients trade crypto, while also freezing the accounts of Blindpay and Kontigo

Simon Taylor
Simon Taylor
State of Fintech 2026: The Fintech Compounders

Dec 21, 2025

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6 min read

State of Fintech 2026: The Fintech Compounders

The year of Agentic Commerce, Stablecoins and Prediction Markets did not disrupt the banks, but they changed everything else.

Simon Taylor
Jevgenijs Kazanins
Simon Taylor, +1
The tokenized-deposit vs. stablecoin fight is a distraction.

Dec 7, 2025

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5 min read

The tokenized-deposit vs. stablecoin fight is a distraction.

Banks multiply money. Stablecoins move it. We need both.

Simon Taylor
Simon Taylor
Financial Nihilism Has a Cure

Nov 30, 2025

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20 min read

Financial Nihilism Has a Cure

Plus; Why Klarna's stablecoin is anything BUT bandwagon jumping & Robinhood is doubling down on prediction markets for everything.

Simon Taylor
Simon Taylor
AI is Rewiring the Economy

Nov 23, 2025

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15 min read

AI is Rewiring the Economy

It's cheaper to cover a hole in the wall with a flat screen TV than fill it. Stuff is cheap, services are expensive. AI is about to fix that.

Simon Taylor
Simon Taylor
The CFO Dashboard; Ramp, Brex or Mercury - 18 Months Later

Nov 16, 2025

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21 min read

The CFO Dashboard; Ramp, Brex or Mercury - 18 Months Later

Also: JPM Coin on Base, and Coinbase walked from BVNK

Simon Taylor
Simon Taylor
Stablecoin Affinity Cards - Amazon Sues Perplexity & Robinhood Earnings

Nov 9, 2025

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26 min read

Stablecoin Affinity Cards - Amazon Sues Perplexity & Robinhood Earnings

Co-branded stablecoin cards sound like a fever dream, but there's a compelling business case.

Simon Taylor
Simon Taylor
Fiserv's Early Halloween, Western Union's Stablecoin

Nov 2, 2025

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21 min read

Fiserv's Early Halloween, Western Union's Stablecoin

Plus, Nubank is distributing ChatGPT and stablecoin-linked cards are growing rapidly

Simon Taylor
Simon Taylor
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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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