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🧠 Debate over. Fintech has disrupted banking.

Mar 17, 2024

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27 min read

🧠 Debate over. Fintech has disrupted banking.

Consumer Fintech will be more profitable than banks. The disruption has already started in Brazil, it's coming to the US. Plus; $1trn reasons to love Stripe again and UK making faster payments slower

🧠 The Rise and Fall of Fast.co

Mar 10, 2024

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21 min read

🧠 The Rise and Fall of Fast.co

Plus; Monzo's raise and US market entry chances, what Synctera's raise means for BaaS and the Fed's role in Capital One x Discover

🧠 Moody's the 115 Year Old Growth Fintech Company

Mar 3, 2024

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23 min read

🧠 Moody's the 115 Year Old Growth Fintech Company

Plus; Klarna's path to profit helped by AI, Nubank keeps crushing and don't look now but Bitcoin is approaching it's all time high.

🧠 Bilt Rewards and the Future of Loyalty.

Feb 23, 2024

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18 min read

🧠 Bilt Rewards and the Future of Loyalty.

Plus; What Capital One and Discover means for the payments industry, and where are the $100bn Fintech's?

🧠 Tokens are the future of finance, the economy and everything

Feb 14, 2024

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30 min read

🧠 Tokens are the future of finance, the economy and everything

Tokens are the most important topic you're not thinking about enough. Plus; Monzo is the 7th largest UK bank, Revolut is a Telco & there's a dating app for people with good credit scores only.

🧠 Is Pay by Bank the next Payment Rail?

Feb 5, 2024

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20 min read

🧠 Is Pay by Bank the next Payment Rail?

Plus; Iran uses UK banks to evade sanctions, Adyen and SHOP Pay are crushing PayPal, and Fintech for Latino's affinity or much more?

Results Season Special - Q1 2024

Feb 5, 2024

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16 min read

Results Season Special - Q1 2024

Julie covers PayPal's shocking PR; Alex is loving LendingClub making boring sexy and Simon contrasts Citi vs Chase in a tale of two banks.

The Next Great Consumer Fintech company

Jan 31, 2024

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24 min read

The Next Great Consumer Fintech company

Plus; Apple Card has 12m users but nobody is spending, and New York sues Citi for failing to protect fraud victims

Embedded Finance in crisis

Jan 19, 2024

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30 min read

Embedded Finance in crisis

Every company became a Fintech company, but not every partner bank was fully ready for the consequences. Choice Financial's FDIC consent order and Blue Ridge's second in 18 months is a huge problem.

FinCEN reports $212bn identity related suspicious activity

Jan 17, 2024

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26 min read

FinCEN reports $212bn identity related suspicious activity

Plus; The AI-First Fintech Company, Wise crushes earnings *again* & From the Big 5 Megabanks to the Big 1.

Building the Deconstructed Silicon Valley Bank

Jan 8, 2024

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24 min read

Building the Deconstructed Silicon Valley Bank

Plus; Why the Bitcoin ETF matters, my take on the Carta drama and Big shifts in corporate and investment banking

BNPL is Good; I will die on this hill

Jan 2, 2024

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32 min read

BNPL is Good; I will die on this hill

Plus; Scam refund schemes, Revolut makes a loss & Bitcoin hits $45k

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Fintech Brainfood

Fintech Brainfood

Food for thought about Finance, AI and the future of money.


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